Funding Sources for Assistive Technology ("AT") Equipment and Services
Prepared by Sean Ennis and Peggy Martinez, Eureka Assistive Technologies, ©2002
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Sources of Funding for AT
Educational Institutions/State School Systems
- Individuals with Disabilities Education Act, Part
B mandates that preschoolers, children and youth be provided with
an appropriate, free public education, which includes special
education, related services and supplementary aids. May include
AT.
- Section 504 of the Rehabilitation Act of 1973
is a civil rights law that requires accommodation for students
with disabilities. Includes removal of barriers to education which
may include the use of AT. Denies federal funding for institutions
that discriminate against students with disabilities.
- Most programs and services require an Individualized
Education Program for the student that indicates a need for AT
to achieve an appropriate and free public education.
- In many cases, schools may provide equipment for
use on campus, but either cannot or may not supply equipment for
use at home.
Private or Government Health Insurance
- Private insurance - Funding of AT depends
on wording of policy. Usually it must be deemed "medically
necessary". If not specifically excluded, AT funding should
be requested.
- Medicare, Medicaid - These programs require
that assistive technology is "medically necessary"
in order to provide funding. Usually covers items such as prosthetic
appliances, but not computers. Varies from state to state.
Workman's Compensation Insurance
- In some states, individuals who become disabled,
or whose disabilities worsen, while at work may be eligible for
AT equipment and training for work or home.
Employers
- Federal agencies hire many new employees with
disabilities and provide AT and training for both new employees
and those who become disabled while employed at the agency.
- Private employers may be willing to provide AT
equipment and training for an individual who is a good candidate
for a particular position. The value of having the right employee
with loyalty, a good work ethic, specialized skills or knowledge
outweighs the initial expense for AT.
State Vocational Rehabilitation Agencies
- Many state vocational rehabilitation agencies
will fund AT and training if justified by an Individualized Work-Related
Plan (IWRP) for individuals who are planning on joining the work
force or otherwise becoming financially independent.
Social Security Administration
- Disabled recipients set aside their own funds
for education, equipment or services needed to work with a Plan
to Achieve Self-Support (PASS). With a PASS, an individual receiving
SSDI may become eligible for SSI, as SSDI funds have been allocated
for AT equipment and services, and are not available for living
expenses.
- Impairment-Related Work Expense (IRWE) allows
an individual to continue receiving benefits if the IRWE reduces
income below the Substantial Gainful Activity (SGA) Test. IRWE
may include education, services or equipment necessary to work.
- "Ticket to Work" is a federal
program that funds state vocational rehabilitation agencies or
designated "employment networks" to provide services
to SSA beneficiaries to enable them to work. The individual gets
a "ticket" that is given to the chosen agency or employment
network to initiate services. Will be nationwide by January 2004.
Veterans Administration
- The VA may provide assistive technology as part
of its Independent Living Services for veterans planning on returning
to work, as well as counseling and employment planning.
Community Organizations, Service Clubs, Charities
- Non-profit disability organizations may supply
or help fund AT or training. Examples of this type of organization
include National Easter Seal Society, March of Dimes, Muscular
Dystrophy Association, United Way, United Cerebral Palsy Association,
and the Braille Institute.
- Local Community Service clubs often focus on assisting
individuals with particular disabilities. Examples of community
service clubs that are known to assist certain disabled individuals
include: Lions Club, Masons, Grotto, Veterans of Foreign Wars
(VFW), Elks Club, Rotary Club, Kiwanis, Knights of Columbus and
Soroptomists. (By "certain," we mean that some clubs
traditionally assist a particular disability group such as the
Lions' historic assistance to blind children and adults;
in any case, all these civic clubs have their own traditions and
rules that have to be investigated on a local basis.)
- Other Community organizations that may provide
money or time to assist individuals or groups with disabilities
include churches, labor unions, high school and college student
organizations, and special interest groups such as hobbyist clubs.
- Community groups and the media may also assist
by organizing fund raising events, rather than donating money
directly.
Grants, Awards and Scholarships
- Technology-Related Assistance for Individuals
with Disabilities Act of 1988 provides federally funded competitive
grants for Tech Act states to provide access to AT, including
information and referral, and in some cases, loans for purchasing
equipment. In California, this role is provided by California
Assistive Technology System (CATS) via Dept. of Rehabilitation.
- Other grants, awards, or scholarships are often
available from community or philanthropic organizations and foundations
to assists individuals with disabilities in acquiring AT. Many
corporations have foundations that exist solely to help people
reach their goals through financial assistance.
Loans
- Loans may be in the form of funding money to purchase
equipment or a loan of equipment itself.
- Low interest monetary loans may be available through
programs from government agencies or community organizations,
as well as banks. A monetary loan may make sense for someone who
expects to be earning income as a result of developing job skills
or who will be starting a business through use of assistive technology.
- Equipment loans may be available from local independent
living centers, clinics, or AT manufacturers.
AT Funding Check List
If you are seeking funding from the state or
federal government, a non-profit group, or insurance company, you
should prepare a package of written information for each funding
source you are applying to. The following list is typical of the
types of information you will be expected to provide to many funding
sources.
- An employment or educational plan
- A brief personal history including a description
including time of onset and cause of each disability you have
- Any letters, medical reports, statements, certifications
or prescriptions from a doctor needed for documentation of your
disability
- A résumé outlining your education
and work or volunteer experience, if applicable
- Gross family income and monthly expenses
- Information about your health insurance
- Names, relationships and ages for any dependents
you have
- A description of the assistive technology services
or equipment you think you need
- An explanation of why these services or equipment
will help you achieve your employment or educational plan
How to Get Funding Information
- Use the telephone directory or call directory
assistance to get the local contact information for your state
vocational rehabilitation or SSA office, independent living center,
non-profit disability organization, or community service group.
(Some names are listed in this document.) Call or write to these
sources to see if they have any appropriate programs for your
situation or if they can refer you to another organization that
does.
- Internet search engines or guides can provide
a variety of resources. A search from one popular search engine
using the term "funding assistive technology" yielded
over 64,000 links. Try including your community or state name
in your search to narrow down the results.
Internet Links
The
National Institute on Disability and Rehabilitation Research (NIDRR)
Grants & Funding
ABLEDATA's
Links to Projects in States Funded by the Tech Act of 1988
California
Assistive Technology System (CATS) Assistive Technology Loan Guarantee
Program (only for CA)
Veterans
Administration, Vocational Rehabilitation and Employment Services
Social Security
Administration Office of Employment Support Programs
Quick
Links and FAQs regarding Assistive Technology from The Trace
Research & Development Center, University of Wisconsin-Madison
(this web page includes links to assistive technology vendors by
disability type and by product type)
Directory
of National Fellowships, Internships and Scholarships for Latino
Youth (directory is in PDF format & requires Adobe Acrobat)
Publications 1
inancial Aid for Hispanic Americans 2001-2003. By
Gail Ann Schlachter and R. David Weber. El Dorado Hills, CA: Reference
Service Press, 2001. 471 p. (GIC: LB/2338/F5645/2001-2003)
Describes nearly 1,400 funding opportunities available
to Hispanic Americans of every educational level - persons whose
origins are from Mexico, Central America, Puerto Rico, Cuba, or
other Latin American countries. Includes 1,300 financial aid opportunities
for study, research, creative activities, professional development,
work experience, and more, from more nearly 800 private and public
funding organizations. Arranged by type of assistance - scholarships,
fellowships, loans, awards, or internships - and indexed by residency,
tenability, subject, deadline filing dates, and more. An annotated
bibliography of other directories is featured following the text.
2002 National Directory of Scholarships, Internships,
and Fellowships for Latino Youth. Washington, DC: National Hispanic
Caucus Institute, 2002. 137 p.
Describes scholarships, fellowships, and internships available to
Latino students and young professionals to finance higher educational
opportunities or "enhance professional experience with leadership
development opportunities."
Bibliography
"Family Guide to Assistive Technology,"
Parents, Let's Unite for Kids (PLUK) in cooperation with The Federation
for Children with Special Needs, Ed. Katharin A. Kelker, Ed.D. 1997.
http://www.pluk.org/AT1.html
"Informed Consumer's Guide to Funding
Assistive Technology" ABLEDATA, Auth. Anjanette Daigle, et
al, 2001. http://www.abledata.com/text2/funding.htm
Office of Employment Support Programs, Social Security
Administration. 2002. http://www.ssa.gov/work
Veterans Administration, Vocational Rehabilitation
and Employment Services. 2002. http://www.vba.va.gov/bln/vre/index.htm
"Funding and Grant Resources," Synapse
Adaptive, 2002 http://www.synapseadaptive.com/Links/funding_resources.htm
1 University of Wisconsin -
Madison Grant Information Center, 2002 http://www.library.wisc.edu/libraries/Memorial/grants/populat.htm
Please note: Organizations and programs listed in
this document are provided as examples only and are not endorsed
or recommended by the authors for any particular situation. The
reader is encouraged to seek additional information.
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